About JCB Credit Card Generator
JCB stands for Japan Credit Bureau, which is the company that runs and manages the JCB card network.
One thing that makes JCB cards stand out is that they are geared towards giving benefits and discounts to cardholders. JCB also has a loyalty program, which gives cardholders who spend a lot of money special services and perks.
When it comes to security, JCB cards have different features, such as a chip and PIN system, protection against fraud, and the ability to check your account online. JCB also has a mobile app that lets cardholders manage their accounts, see a history of their transactions, and get alerts when something seems suspicious.
Overall, JCB card is a well-known card brand that gives cardholders a lot of features and benefits, especially in Japan and other Asian countries.
At our platform, credit card generator, we create dummy JCB credit cards you can use for payments testing in applications.
How to use JCB Credit Card Generator?
This virtual credit card generator helps you create valid card numbers for testing your payment flow in applications.
Follow the below steps to get Diners club credit card number -
- Open JCB Credit Card Generator page.
- Choose the card type as ‘JCB’
- Click on the Generate button. It will generate a new credit card number and the same will be reflected on the virtual credit card image.
- You can copy the card number, CVV, Name and other details from the card and use it in your application.
- To directly download the card details or to copy the details to clipboard, use Download and Copy buttons.
Now, we are acquainted with using the credit card generator platform, let’s understand more about the JCB cards and the benefits associated with it.
The History and Evolution of JCB Cards
The Japan Credit Bureau (JCB), a private credit card company in Japan, was started in 1961. At that time, credit cards were just starting to be used in Japan, and JCB in no time became one of the major players.
In the beginning, most JCB cards were given to Japanese merchants and customers. But the company soon started to grow, and it collaborated with other credit card companies to make it possible for JCB cards to be used in other countries.
Today, JCB is a prominent name in the world of credit cards and its presence is in more than 190 countries and regions. JCB has more than 140 million cardholders around the world and handles more than 2.2 billion transactions.
JCB's offerings have changed and grown over the years to meet the changing needs of consumers and businesses. JCB offers more than just regular credit cards. They also have debit cards, prepaid cards, and cards that they make while collaborating with other companies.
JCB has also added new features and benefits to attract customers and retain them. The company was the first to start a loyalty program in Japan, in which the users get special services and benefits.
Since its launch, JCB has come a long way. It is now a major global credit card brand with millions of cardholders all over the world. With a focus on innovation, partnerships, and putting the customer first, JCB is ready to keep growing and changing in the years to come.
Types of JCB cards
JCB has different kinds of cards, they offer credit cards, debit cards, and prepaid cards to meet the needs of a wide range of customers. Some of the most common types of JCB cards are:
JCB credit cards: Credit cards from JCB are like standard credit cards that can be used for a wide range of purchases and transactions, like shopping online, travelling, eating out, and going to the movies. These cards come with a variety of features and benefits, such as rewards programs, cash-back offers, and discounts on purchases.
JCB debit cards: These types of cards can be used to withdraw money from your bank account, and also to shop for daily essentials. The money is debited from your bank account, and to use it further you need to deposit money into your bank account.
JCB prepaid cards: JCB prepaid cards are like regular credit cards, but they already have a certain amount of money on them. People who want to limit their spending or don't want to carry cash while traveling can use JCB prepaid cards.
JCB co-branded cards: Co-branded JCB cards are made in partnership with other businesses, like airlines, hotels, and stores. Co-branded JCB cards offer perks and rewards from the partner company, such as airline miles, hotel points, and discounts on purchases that are only available with the card.
JCB has different card options to meet the needs and preferences of a diverse group of customers.
Popular Banks that are using the card
JCB works with many banks and other financial institutions around the world to offer its products and services. Some of the most well-known banks that offer JCB cards are:
These are just a few of the many banks that offer JCB cards.
JCB cards are well known around the world and are accepted in more than 190 countries and regions. In countries like Japan, China, South Korea, Singapore, Thailand, the Philippines, Taiwan, the United States, and many countries in Europe, JCB cards are widely accepted.
Benefits of using JCB cards
Like any other electronic payment service, JCB cards offer several benefits to their users. Here are a few benefits of using JCB cards.
Acceptance around the world: JCB is accepted in more than 190 countries and regions around the world, making it a useful option for travelers and shoppers from other countries.
Reward programs: JCB has a number of reward programs, such as cash-back offers, point programs, and special discounts on purchases.
Co-branded partnerships: JCB collaborates with different companies to offer co-branded cards with benefits and rewards that are only available from the partner company.
Exclusive services: JCB cardholders can get special services like access to JCB Plaza lounges, which offer different concierge services and helps frequent travellers.
Corporate Solutions: JCB has corporate cards and expense management tools for businesses. Features like centralized billing and other features help streamline expenses.
Fees and charges that come with JCB cards depend on the issuer bank. JCB cards usually have an annual fee that will cost you a few bucks in the equivalent currency.
There may also be fees for paying late, getting a cash advance, or transferring your balance. But some JCB cards may have no or lower fees if you meet certain requirements, like spending a certain amount each month.
About the Anatomy of JCB Credit cards?
A JCB credit card's anatomy is made up of different parts that help identify and verify the card. Here are some of the most important parts:
- Card number: JCB credit card numbers have 16 digits, split into four groups of four digits each. Each card has a unique number that is used to find the account that card is linked to.
- Issuer Identification Number (IIN): The IIN is made up of the first six digits of the JCB card number. It is used to find out the issuer bank.
- Name of the cardholder: The cardholder's name is written on the front of the card, and it's the name of the owner of the card.
- Date of expiration: The date of expiration is printed on the front of the card and shows the month and year that the card will stop working.
- Card verification value (CVV): The CVV is a three-digit security code that is printed on the back of the card. It is used to help prevent fraud and verify transactions.
- Magnetic stripe: Most JCB credit cards have a magnetic stripe on the back that has information about the card and the account encoded on it.
- Chip: Some JCB credit cards may also have a chip built into them, which adds an extra layer of security and helps stop fraud.
All of these parts form the anatomy of the JCB card. At the Credit Card Generator platform, we do provide all the necessary details required for testing your free trial and payment flows.
How to Identify a JCB Credit Card Number?
As discussed earlier, JCB credit card numbers have 16 digits. The first six numbers of the card number make up the Issuer Identification Number. This number is used to find out who issued the card. The IIN for a JCB credit card always starts with the number "35."
Here's an example of what a JCB credit card number might look like:
35XX-XXXX-XXXX-XXXX
In this example, the Xs stand for the last 10 digits of the card number, which are different for each card.
However, there are other ways to identify JCB cards apart from the card number. You can refer to the JCB logo. The JCB logo is on the front of every single JCB card. This logo usually has the red letters "JCB" and a circle with the words "Japan Credit Bureau" in it.
You can easily spot a JCB card by referring to the logo.
Every JCB card follows these guidelines and we use the same to generate JCB credit cards at this virtual credit card generator platform.
Security measures for JCB cards
There are several security features in JCB cards to help stop fraud and protect from unauthorised use. Here are some of the most important safety features that JCB offers:
Holographic magnetic stripe: instead of traditional magnetic stripes, JCB cards offer holographic magnetic stripe which adds an advanced layer of security to the cards.
Integrated Circuit: JCB cards are embedded with IC(integrated circuit) which helps protect the information of the user in a large embedded chip.
EMV chip technology: Most JCB credit cards have an EMV chip built in, which adds an extra layer of security to in-person transactions. For each transaction, the chip makes a unique transaction code. This helps stop card cloning and other types of fraud.
Card verification value (CVV): JCB credit cards have a CVV code on the back that is used to verify transactions and stop fraud.
Secure online shopping: JCB cards have extra security features for online shopping, J/secure feature of JCB cards protect you while performing online transactions.
Card activation: JCB credit cards need to be activated by the cardholder before they can be used. This is to prevent fraud. This helps make sure that only people who are allowed to use the card can use it.
By offering these features JCB makes sure that its cards are safe and that cardholders are protected from fraud and unauthorised use.
You, being a cardholder can take certain preventative measures to safeguard yourself from any fraud.
Preventative measures to avoid fraud
As a JCB cardholder, there are a few things you can do to keep your card safe and keep yourself from being a victim of fraud. Here are a few preventative measures that you can follow:
- Keep your card safe. Your JCB card should always be kept in a safe place, and you should never tell anyone your card number or PIN.
- Check your account statements and history of transactions often to see if anything strange or unauthorised has happened, you should report them to the issuer bank and ask for a review of your account.
- When you shop online or in a store, only use safe websites and stores that are known to be trustworthy. Look for the lock symbol in the address bar to make sure the website is safe.
- If your JCB card is lost or stolen, you should inform the issuer bank through their customer support helpline, and ask them to block your card. You can even block the card through mobile banking. You can also set up a card lock or freeze.
By taking these precautions, you can help keep your JCB card safe and protect yourself from fraud.
How to report JCB credit card fraud?
If you think that there is a fraudulent transaction on your JCB credit card then you should act quickly to protect yourself. Here are the steps to take to report fraud on a JCB credit card:
- Call the customer service of your issuer bank to report the fraud. You should do this as soon as you find out about the unauthorised activity.
- Give information about the fraud. They will probably ask you for information about the fraud, such as the date, time, place, and amount of the unauthorised transaction. It is also important to give any other information you have that might be relevant to the fraud.
- The bank may ask you to provide personal information or answer security questions to prove who you are.
- The bank will check your account and look into the fraud that was reported. They might also put a hold on your account or give you a new card to stop any more transactions from being made without your permission.
- After telling the bank about the fraud, ask them to keep updating on the same. Depending on the bank it will take a designated time to resolve it.
Hope you are able to generate JCB cards from our platform. You can also use our Chrome Extension to generate cards directly whenever you want. Please support us on ProductHunt.
